Talk Back Winner

Reader’s Comment On Nest Eggs Takes Prize

Posted by Pat Sullivan on August 04, 2009
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Eric Minute of St. Louis, Mo., has been named the Editor’s Choice for July for his comments in response to a Dow Jones column, “GETTING PERSONAL: Active Investors Can Have Nest Egg Shifted,” by Daisy Maxey.

For his insightful comments, he wins a Garmin Nuvi navigator.

We are looking forward to hearing from you. Keep your comments coming. Please share your own views. Email us at TalkBackAmericas@dowjones.com

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TALK BACK: Limit Employer Changes To 401(k) Allocations

Employers should only be allowed to change allocations to a default option if the option currently invested in is being eliminated.

Even in that case, the participant should be allowed to opt out and set his or her own allocation.

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Reader’s Comments On Profits Take Monthly Prize

Posted by Stacy Ozol on July 02, 2009
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Jim Falanga, an information technology consultant in Wappingers Falls, N.Y., has been named the Editor’s Choice for June for his comments in response to a Dow Jones column, “HEARD ON THE STREET: Nourishment For Packaged Food Margins,” by John Jannarone.

For his insightful comments, Falanga wins a Garmin Nuvi navigator.

We are looking forward to hearing from you. Keep your comments coming. Please share your own views. Email us at TalkBackAmericas@dowjones.com.

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TALK BACK: Stop Looking For Short-Term Profits

I own General Mills stock so I guess more earnings would benefit me in the short term. However, we have to stop thinking short term.

 

 

GIS margins are already ridiculously high. It is foolish to keep expecting companies to increase margins and for them to continue to be as high as they are. I.e., the high cost of cereal and many other items is breaking the back of most consumers. The margins come at the price of layoffs, reduced costs (less revenue for other companies), poorer quality, and eventually reduced sales volume. Continue reading…

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Adviser’s Comments On Flu Take Monthly Prize

Posted by Pat Sullivan on May 05, 2009
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A financial adviser in Fort Worth, Texas, has been named the Editor’s Choice for April for his comments in response to a question we posed on Dow Jones News Plus: Are swine flu worries overblown?

For his insightful comments, this person, who asked not be identified, wins a Garmin Nuvi navigator.

We are looking forward to hearing from you. Keep your comments coming. Please share your own views. Email us at TalkBackAmericas@dowjones.com.

Read his comments:

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Serviceman’s Comment On GM Takes Monthly Prize

Posted by Stacy Ozol on April 03, 2009
General Motors, Talk Back Winner / 3 Comments

Capt. John Gregory Brannon, USA, logistics officer on the Border Transition Team in Tal Afar, Iraq, has been named the Editor’s Choice for March for his comments in response to Jim Murphy’s column “MARK TO MARKET: GM Pins Its Hopes On A Volt Out Of The Blue.”

For his insightful comments, Brannon wins a Garmin Nuvi.

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TALK BACK: Today’s Cars Lack Character Appeal

Why is General Motors failing?

Simple: They don’t make cars Americans want to buy anymore.

Seriously, ask yourself, “What car made today would I want to go drag out of junk yard and restore in 20 years?”

Past possible answers include the 1975 Pontiac Firebird Trans Am, 1970 Pontiac GTO convertible and 1969 Chevrolet Camaro.

The point is, Americans love cars that are sexy, fast, and have character. And if you could make one that gets 60 miles on a single gallon of gas, or better yet, doesn’t use any gas whatsoever, all the better.

Another problem. Sales and marketing. Who buys the aforementioned cars? Young guys with money burning a hole in their pockets. And who epitomizes that target audience? The American military. I’m a captain in the U.S. Army. Every time I go to the Post Exchange, I see advertisements for Ford’s military incentives program.

Pontiac 1970 LeMans

Pontiac 1970 LeMans

1970 Pontiac LeMans  

Last week there was actually a guy there who sat down at a kiosk with a computer and was taking orders for new Ford Mustangs and F-150s.

I asked him, “Does GM have a similar program? I’d really like to buy a new Corvette or a new Silverado.”

His reply, “No, GM doesn’t really care about our soldiers.”

So what’s a guy like me, with money burning a hole in his pocket to do? I bought a Sierra Yellow, 1970 Pontiac LeMans sport convertible. I’m spending some $50,000 having it restored (and cloned into a GTO) while I’m in Iraq, and it will be ready for me when I get home this October. That’s $50,000 that could have been in the pocket of GM on a new car, if only they’d make something with character.

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